Loans made easy
Private capital loans are a better solution for investors seeking certainty of execution and timely closings on transitional and stabilized properties.
Built for "main street" investors
Designed for self-employed, foreign nationals, and business entities.
Offers more flexibility than traditional banks can provide.
Funding for wholesalers, fix-n-flippers, builders, and landlords.
Up to $1.5 million per loan
Approvals are made in-house and funded with private capital.
Transactional Funding
Same day double-close funding for wholesalers when a contract is NOT ASSIGNABLE to a third party or you do not want to disclose contract details to the end buyer.
- Loan Size: $50,000 to $1,000,000
- Funding Fee: 1.5% of the purchase price
- No application
- No income verification
- No credit checks
- Both transactions must fund on the same day and with the same title company
Fix-n-Flip
Short-term financing for the rehab and renovation of distressed SFR and 5-10 unit multi-family properties. Turn abandon houses into profits.
- Loan Size: $75,000 to $1,000,000
- Interest Rate: as low as 10.990%
- Loan Terms: 3 to 12 months
- Max LTV: up to 90% LTC, 75% LTARV
- Min. FICO: 620
- First time investors approved
Flexible financing options
Higher LTVs
Up to 85% LTV allows you to acquire an investment property with a lower down payment.
No DTI requirement
We make it easy to qualify by looking only at the valuation and cash flow of the subject property.
Fast approvals
Get pre-approved within 48 hours after submitting a short loan application and a soft pull of credit.
Diverse options
Choose from a selection of reduced doc options to include bank statements and stated income.
DSCR
Long-term financing on investment properties where qualification is based solely on the property’s cash flow instead of the borrower.
- Loan Size: $100,000 to $1,500,000
- Interest Rate: as low as 6.500%
- Loan Terms: 5/1 ARM, 7/1 ARM, 10/1 ARM, 30Yr Fixed
- Max LTV: Purchase – 85% / Cash-Out – 75%
- Min. FICO: 660
- Min. DSCR: 0.75x
Commercial
Streamlined financing for small commercial real estate. Includes various property types and reduced documentation options.
- Loan Size: $100,000 to $1,500,000
- Interest Rate: starting at 7.900%
- Loan Terms: 5-Year ARM, 30-Year Fixed
- Max LTV: Purchase – 80% / Cash-Out – 75%
- Min. FICO: 650
- Doc Types: Full, Bank Statement, and No Doc
Get our FREE eBook: 6 Steps to Bigger Profits
Discover how to build predictable income and wealth through real estate with our step-by-step guide. This free resource breaks down the essentials so you can invest confidently and start earning more without all the hassle.