Invest Boldly.
Build Confidently.
Direct private capital for real estate investors, builders, and developers seeking flexible and reliable financing.
Investors, Builders & Developers
We work with real estate professionals and entrepreneurs who need reliable capital to execute their strategy.
Investors
Acquire, renovate, refinance, and hold investment properties with financing designed around the asset.
Builders
Fund ground-up residential construction with a capital partner that understands project timelines, draws, and execution.
Developers
Access flexible capital for select acquisition, development, renovation, and value-add opportunities.
Disciplined Execution.
We evaluate each deal around three core factors designed to protect capital, support execution, and create a clear path to repayment.
The Opportunity
Does the deal make sense? We start with the property, the market, and the numbers.
- Is the acquisition basis supported by current market value?
- Does the project create sufficient margin or equity?
- Are the projected rents, resale value, or exit assumptions realistic?
- Does the opportunity meet desired leverage and return parameters?
The Execution
Can the borrower successfully execute the plan? A strong deal still requires disciplined execution.
- Is the scope of work adequate for the subject property?
- Does the project team have relevant experience?
- Are the budget, timeline, and contractor assumptions reasonable?
- Is there sufficient contingency for unexpected costs or delays?
The Exit
Is there a clear path to repayment? Every loan should begin with the end in mind.
- Will the property support a refinance after completion?
- Is resale demand strong enough to support the projected value?
- For rental properties, will cash flow adequately cover the debt?
- Is the exit strategy realistic under both expected and stressed conditions?
From Deal to Funding
We keep the lending process straightforward, transparent, and focused on execution. Six simple steps from opportunity to closing.
Submit Your Deal
Tell us about the property, scope of work, funding request, and proposed exit strategy.
Initial Review
We evaluate the project budget, borrower experience, credit profile, and cash liquidity.
Financing Terms
If the deal fits, we'll provide terms outlining the loan structure, pricing, leverage, and key conditions.
Due Diligence
We conduct a thorough review of the property valuation, title, insurance, and entity documentation.
Underwriting
Every deal is stress-tested for projected profitability, ROI, debt service, and financial viability.
Closing & Funding
Once all closing conditions are satisfied, we coordinate with the closing team to fund the deal.
What We Fund
Three purpose-built loan programs designed around how real estate investors actually operate.
Fix-N-Flip
Buy distressed, strategically renovate, and sell for profit.
- Loan AmountUp to $3M
- Loan-to-Cost (LTC)Up to 90%
- Loan Term6 to 12 Months
New Construction
Build from the ground up with a capital partner you can trust.
- Loan AmountUp to $3M
- Loan-to-Cost (LTC)Up to 85%
- Loan Term12 to 18 Months
DSCR Rental
Qualify on the property's cash flow, not your personal income.
- Loan AmountUp to $2M
- Loan-to-Value (LTV)Up to 80%
- Loan Term30 Years
A Better Capital Partner.
Successful real estate investing requires more than access to capital. It requires sound underwriting, disciplined execution, and a clearly defined exit strategy. CadenOne combines private lending expertise with firsthand real estate experience to help borrowers structure financing with confidence.
Put Your Next Deal in Motion
Schedule a discovery call with our team to discuss your investment goals, timeline, and funding options.
Get Started